Real Estate School 104

Real Estate School by Julianne E. Murray, Esquire We are now in our fourth installment, Real Estate School 104, Title Searches. In the first installment, I started with how you get from a ratified sales contract to an attorney’s office. In my second installment, I described three very important documents related to real estate transactions: the deed, the mortgage and the note. The third installment discussed the Settlement Sheet HUD-1. Title Searches For our fourth installment, I am going to discuss title searches. When a piece of property is bought, we know from installment three that the current owner (the […]

Real Estate School 103

Real Estate School by Julianne E. Murray, Esquire We are now in our third installment, Real Estate School 103,  the Settlement Sheet HUD-1. In the first installment, I started with how you get from a ratified sales contract to an attorney’s office. In my second installment, I described three very important documents related to real estate transactions: the deed, the mortgage and the note. The Real Estate Settlement Sheet HUD-1 In this installment, I thought I would explain the “accounting” of a real estate settlement. It is called the settlement sheet or the HUD-1. This form lists all of the accounting details […]

Real Estate School 102

Real Estate School by Julianne E. Murray, Esquire I started Real Estate School because buying a house is probably the most significant purchase you will make in your life. I think it’s important to have some general knowledge about what goes on in the transaction as well as an understating of some of the documents. 3 Important Documents: Deed, Mortage, and Note There are 3 documents I want to explain in this installment: deed, mortgage, and note A deed is a document that transfers ownership from one person or entity to another. It is signed by the current owner only […]

Real Estate School 101

Real Estate School by Julianne E. Murray, Esquire Buying a house is probably the most significant purchase you will make in your life. In a perfect world, you would know and understand the paperwork involved in it. But, because of the nature of banking, and real estate laws, a number of documents and signatures is massive so many purchasers don’t even try to get a grip on what they are signing. They just sign where they are told. I’m not going to attempt to explain every document – but I am going to explain some very important ones and the […]

Law Offices of Murray, Phillips & Gay

The Law Offices of Murray Phillips & Gay now serving all of Kent and Sussex County, Delaware The Law Offices of Murray, Phillips & Gay a Delaware Criminal Defense law firm now serves all of Kent and Sussex County, Delaware. Julie Murray and Ron Phillips started their law firm on January 1, 2015. Prior to joining forces, the two lawyers each had their own law firm, Murray Law and The Law Office of Ronald D. Phillips Jr. respectively. While Phillips concentrated his efforts on criminal law and DUI, Murray had a general practice that included civil litigation, Real Estate, and […]

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Real Estate Attorney Serving Delaware

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