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Real Estate School 104

Written by Kay Passwaters on . Posted in Real Estate

Real Estate School by Julianne E. Murray, Esquire We are now in our fourth installment, Real Estate School 104, Title Searches. In the first installment, I started with how you get from a ratified sales contract to an attorney’s office. In my second installment, I described three very important documents related to real estate transactions: the deed, the mortgage and the note. The third installment discussed the Settlement Sheet HUD-1. Title Searches For our fourth installment, I am going to discuss title searches. When a piece of property is bought, we know from installment three that the current owner (the […]

Real Estate School 103

Written by Kay Passwaters on . Posted in Real Estate

Real Estate School by Julianne E. Murray, Esquire We are now in our third installment, Real Estate School 103,  the Settlement Sheet HUD-1. In the first installment, I started with how you get from a ratified sales contract to an attorney’s office. In my second installment, I described three very important documents related to real estate transactions: the deed, the mortgage and the note. The Real Estate Settlement Sheet HUD-1 In this installment, I thought I would explain the “accounting” of a real estate settlement. It is called the settlement sheet or the HUD-1. This form lists all of the accounting details […]

Real Estate School 102

Written by Kay Passwaters on . Posted in Real Estate

Real Estate School by Julianne E. Murray, Esquire I started Real Estate School because buying a house is probably the most significant purchase you will make in your life. I think it’s important to have some general knowledge about what goes on in the transaction as well as an understating of some of the documents. 3 Important Documents: Deed, Mortage, and Note There are 3 documents I want to explain in this installment: deed, mortgage, and note A deed is a document that transfers ownership from one person or entity to another. It is signed by the current owner only […]

Real Estate School 101

Written by Kay Passwaters on . Posted in Real Estate

Real Estate School by Julianne E. Murray, Esquire Buying a house is probably the most significant purchase you will make in your life. In a perfect world, you would know and understand the paperwork involved in it. But, because of the nature of banking, and real estate laws, a number of documents and signatures is massive so many purchasers don’t even try to get a grip on what they are signing. They just sign where they are told. I’m not going to attempt to explain every document – but I am going to explain some very important ones and the […]

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