Jay Liesener and Team Surfgimp

Spreading the Stoke ~ By Ronald D. Phillips, Jr. Last night, I was lucky enough to be able to attend a party to honor my friend Jay Liesener and to celebrate his upcoming trip to San Diego where we hope to fulfill his dream to surf the waters of Southern California. As I stood there interacting with all the people who came out to be a part of what has become affectionately known as Team Surfgimp, I couldn’t help but reflect on how remarkable this whole thing was. I listened to everyone talking about how they came to know Jay […]

Real Estate School 103

Real Estate School by Julianne E. Murray, Esquire We are now in our third installment, Real Estate School 103,  the Settlement Sheet HUD-1. In the first installment, I started with how you get from a ratified sales contract to an attorney’s office. In my second installment, I described three very important documents related to real estate transactions: the deed, the mortgage and the note. The Real Estate Settlement Sheet HUD-1 In this installment, I thought I would explain the “accounting” of a real estate settlement. It is called the settlement sheet or the HUD-1. This form lists all of the accounting details […]

Real Estate School 102

Real Estate School by Julianne E. Murray, Esquire I started Real Estate School because buying a house is probably the most significant purchase you will make in your life. I think it’s important to have some general knowledge about what goes on in the transaction as well as an understating of some of the documents. 3 Important Documents: Deed, Mortage, and Note There are 3 documents I want to explain in this installment: deed, mortgage, and note A deed is a document that transfers ownership from one person or entity to another. It is signed by the current owner only […]

Real Estate School 101

Real Estate School by Julianne E. Murray, Esquire Buying a house is probably the most significant purchase you will make in your life. In a perfect world, you would know and understand the paperwork involved in it. But, because of the nature of banking, and real estate laws, a number of documents and signatures is massive so many purchasers don’t even try to get a grip on what they are signing. They just sign where they are told. I’m not going to attempt to explain every document – but I am going to explain some very important ones and the […]

Happy Flag Day!

What is Flag Day? Flag Day is celebrated on June 14, marking the adoption of the American flag by the Continental Congress in the First Flag Act on June 14, 1777. The Act declared that the new flag would have “13 stripes alternate red and white: that the union be thirteen stars, white in a blue field, representing a new constellation.” How to display a U.S. Flag: According to the U.S. Department of Veterans Affairs, the flag can be displayed at all times so long as the flag has a light on it when it’s dark outside. It can often be […]

Labor Day 2018

Labor Day Weekend is the end of the summer tourist season. This year is no exception. Unfortunately, along with all the pleasant experiences, there are also some things we hope to avoid on Labor Day weekend at the beach; traffic tickets, noise complaints, DUI, disorderly conduct and drunk in public are some of the more unpleasant that many will experience this weekend. Far too many have learned the hard way about the Delaware saying “Came down on vacation, left on probation”. Most Delaware lawyers who work in the criminal and traffic courts, particularly in eastern Sussex County, receive a spike in […]

Happy Memorial Day!

So…Memorial Day.  I think that many people miss what it is really about.  Most people associate Memorial Day with the beginning of summer, barbecues and a cool 3 day weekend.  All of these are true but I want to make sure that people know that there is more to it.  So here is a mini-history lesson – Memorial Day was originally known as Decoration Day and originated after the Civil War to commemorate the fallen Union soldiers.   By the 20th century, Memorial Day had been extended to honor all Americans who have died in all wars. It is actually a […]

Memorial Day Weekend in Delaware

Memorial Day weekend is a little more than a month away. The boardwalk, the beach, the smell of the ocean and Thrasher’s French fries, crowds, sunburns are what many love about Southern Delaware. However, if you love the beach but want to avoid the enormous summer crowds there are 8 Delaware beaches that tend to stay quiet, even in the middle of tourist season. Read this article from “Only In Your State”. Unfortunately, along with all the pleasant experiences, there are also some things we hope to avoid on Memorial day weekend at the beach; traffic tickets, noise complaints, DUI, disorderly […]

St. Patrick’s Day in Delaware

Delaware comes alive with celebrations for St. Patrick’s Day, which is Saturday, March 17. One of the most popular Sussex county events is the Milford Pub Crawl.  Find more information on Milford’s 8th Annual St. Patrick’s Day Pub Crawl. Unfortunately, that means police will be making plenty of DUI arrests, too. There have already been a number of St. Patrick’s Day drinking events in Delaware, and there will be even more this weekend. Police generally have increased patrols for DUIs around all the holidays—not just St. Patrick’s Day. But what happens if you’re one of the people arrested for DUI […]

Advanced Health Care Directives ~ it’s about your family.

Recently I was at a game catching up with friends.  A friend recently died and invariably the subject of advanced health care directives (also called living wills) came up and I shared my “pitch” about how important a living will is. I was talking to 4 people, ranging in age from 30-60, all of whom said that they don’t want extraordinary measures taken, and not one of them has executed a living will.  So I asked them why.  Answers ranged from “just haven’t had time” to “I don’t have an attorney” to “Isn’t it complicated?” I told them that it […]

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